Regulations

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Ziglu is authorised and regulated by the Financial Conduct Authority for the issue of electronic money and the provision of related payment services. This authorisation is under the Electronic Money Regulations 2011 and our Financial Services Register number is 900977. You can see the details of our authorisation here.

Ziglu is registered as a cryptoasset firm with the Financial Conduct Authority for anti-money laundering supervision. Ziglu’s cryptocurrency services are not regulated by the Financial Conduct Authority. You can see the details of our registration here.

If you have any questions or concerns about our regulatory status please contact us.

The table below explains which of our services are and are not regulated. It also explains some of the consequences for the protections which do and do not apply as a result

Regulated by the Financial Conduct Authority

NOT Regulated

Currency

Sovereign (“fiat”) currency, e.g. GBP (others coming soon)

Cryptocurrency, e.g. BTC, LTC, BCH, ETH (others coming soon)

Features

  • Loading fiat currency in your Ziglu account
  • Withdrawing fiat currency from your Ziglu account
  • Holding fiat currency in your Ziglu account
  • Transferring fiat currency to another Ziglu customer
  • Receiving a transfer of fiat currency from another Ziglu customer
  • Sending fiat currency payments to third parties
  • Receiving fiat currency payments from third parties
  • Exchanging fiat currency for cryptocurrency and vice versa
  • Exchanging one cryptocurrency for another cryptocurrency
  • Holding cryptocurrency in your Ziglu account
  • Transferring cryptocurrency to another Ziglu customer
  • Receiving a transfer of cryptocurrency from another Ziglu customer

Custody & Protection of assets

Your fiat currency is safeguarded at an EEA authorised credit institution in accordance with the requirements of the Electronic Money Regulations 2011. In other words, it is deposited in a regulated bank as custodian on your behalf.

Your cryptocurrency is held by Ziglu at a reputable custodian on your behalf. Please see our terms and conditions here.

Complaints

Ziglu will deal with your complaints in accordance with our Complaints Process here.
For matters related to fiat currency services, if you are not satisfied with our handling of your complaint you may be able to refer it to the Financial Ombudsman Service here

Ziglu will deal with your complaints in accordance with our Complaints Process here.
For matters related to cryptocurrency services, you will NOT be able to refer your complaint to the Financial Ombudsman Service.

Compensation

No access to the Financial Services Compensation Scheme.

No access to the Financial Services Compensation Scheme.

When you exchange sovereign (“fiat”) currency for cryptocurrency, your fiat currency will be transferred from our custodian bank, where it is safeguarded in a regulated environment, to the relevant cryptocurrency exchange, where it will not be safeguarded or regulated. If you are exchanging cryptocurrency for fiat currency, the fiat currency will be transferred from the unregulated/unsafeguarded environment to the regulated, safeguarded environment of our custodian bank. If you are exchanging one cryptocurrency for another cryptocurrency, all cryptocurrency will remain in an unregulated and unsafeguarded environment. Likewise, if you transfer cryptocurrency to another Ziglu user, or receive a transfer of cryptocurrency from another Ziglu user, all cryptocurrency will remain in an unregulated and unsafeguarded environment.

Cryptocurrency is extremely volatile. As a result, the value of your investment may be significantly less than the amount of fiat currency you exchange and you could lose all of the value of the fiat currency or other cryptocurrency you exchange if any cryptocurrency you choose loses its value. This could happen over time or immediately and you will have no recourse or protection in the event this is the case. Please only proceed with an exchange for cryptocurrency if you have fully understood and are willing to accept these risks.

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© Ziglu is the trading name of Ziglu Limited, a company registered in England and Wales. Registered address 1 Poultry, London, England, EC2R 8EJ. Company No. 09204810. Ziglu Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference No. 900977). Ziglu Limited is registered with the Financial Conduct Authority under the Money Laundering Regulations for the promotions of crypto assets.